信用卡申请英语对话

信用卡对于很多人来说,一点都不陌生。下面小编为大家整理的信用卡申请英语对话，希望对大家有用!

信用卡申请英语对话

A: I would like to apply for a credit card. I want a credit card with no annual fee. Do you know any good cards to apply for?

B: Oh sure，there are tons of credit cards you can apply for. Some cards offer special deals，like the accumulation of frequent flyer miles whenever you make a purchase. There are a lot of different options，so before you apply，you ought to research it out. What's your credit rating look like?

A: I'm not sure. I guess my credit is pretty good.

B: Have you had a credit card before?

A: Nope，this would be the first time for me to apply.

B: Well，then，there's no telling what your credit rating will look like. But when you do get your credit card，be sure to pay off your bill within the grace period. If you don't pay your bill within a certain amount of time，you will end up paying a lot in interest. Also，as a first-time credit card holder， you will probably have a lower line of credit. You'll probably only have a credit limit of$10,000.

A: Do you think I should just try to get it through my bank?

B: You could，but it doesn't matter what bank you use，you can still apply through other credit agencies.

A：我想申请一张信用卡。我想要那种没有年费的。你知道有什么好的卡吗?

B：哦，当然，有一大堆信用卡你可以申请。一些卡提供特价，你的购物会像乘客飞行里数那样积分。有很多种不同的选择，所以你在申请之前应该了解清楚。你的信用评级怎么样?

A：我不肯定，我想我的信用很好的。

B：在此之前你有过信用卡吗?

A：没有，这是我第一次申请。

B：如果是这样，那就没法说你的信用评级怎么样。但是当你拿到信用卡时，一定要确保在宽限期内把账单付清。如果在一定的期限里没有付账单，那你就得付很多的利息。同时，作为首次申请的持卡人，你很可能只有较低的信贷额度。你可能只有一万美元的信贷限额。

A：你觉得我是否应该从我的银行来获取呢?

B：可以的，用哪家银行都行。你还可以通过别的信贷机构来申请。